Welcome to Carter’s Insurance Agency’s Blog

Carter's Insurance is a family owned independent insurance agency

We are a regional insurance agency. We have happy customers in the Austin Metro, Victoria , coastal areas and everywhere in between. Our focused market includes but is not limited to: Austin, Buda, Cedar Park, Cuero, Edna, Gonzales, Hallettsville, Kyle, Lakeway, Leander, Lockhart, Luling, Port O’Connor, Rockport, San Marcos, Shiner, Victoria, Wimberley, and of course Yoakum. Our corporate office is located in downtown Yoakum.

Hochheim Prairie Insurance

We provide clients across central Texas with solutions to their insurance needs. Carter’s Insurance started in 1976 with Carroll Carter selling one insurance carrier “Hochheim Prairie Insurance”, to the rural communities surrounding Yoakum, Texas. Hochheim Prairie is an insurance company with a focus on properties that are rural and unprotected. This gave us our start and our expertise insuring farms and ranches across central Texas. Carroll Carter along with his wife Ruth Carter of 60 years ran Carter’s Insurance Agency exclusively. Carroll and Ruth have two son’s Eddie Carter and Craig Carter.

Carter's Insurance Austin Texas

In 1983 Eddie Carter the eldest son (your blog host), started selling insurance with Carter’s Insurance Agency and Hochheim Prairie in north Austin, Texas to the rural areas of Cedar Park and Leander. In 1984, Eddie Carter opened a Farmer’s Insurance Group agency in North Austin off Steck Avenue. Eddie worked with Farmer’s Insurance Group from 1984 to 1988 when he went to work for the Texas Department of Insurance as a fraud investigator. Insurance has always been in Eddie’s history. After working with the department of Insurance for a few years, Eddie Carter opened a new insurance agency again in north Austin, Texas off Braker Lane and IH-35. Eddie Carter and his best friend Todd Taylor jointly opened “Carter & Taylor” insurance agency selling Allstate Insurance exclusively until the fall of 2000. In October of 2000 Carter & Taylor Insurance with Allstate was sold so that owner Todd Taylor could move out of state and Eddie Carter could go back to his roots and family. Eddie Carter along with Carroll and Ruth Carter opened an office in Lakeway Texas again selling Hochheim Prairie Farm Mutual to the surrounding Travis, Hays and Williamson counties.

In 1992, son Craig Carter after his graduation from Sam Houston State University, settled back in Yoakum Texas and began his career with Carter’ Insurance Agency.

Carter's Insurance Victoria Texas

In 2004, Carter's Insurance bought Jim Hoffman Insurance Agency in Victoria Texas. Mr. Hoffman had served the crossroads community for many years and reached his retirement. Carter's Insurance Agency continues the customer service started by Jim Hoffman in Victoria. Brenda Chamrad and Sara Ratcliffe are still with us today, hired by Jim Hoffman. We still insure many of the same friendly faces in Victoria Texas that were with Jim Hoffman in 2004.

Today July 9, 2021 Carter’s Insurance agency has multiple office locations and has grown to a staff of 10 employees and owners. We have expanded our carrier selection from just the one carrier to over 30 different carriers, too many to really sit down and count. We represent a wide range of carriers and insurance products. Yes, we are still very heavily focused on farm and ranch insurance. We have grown over the years and now we offer a wide range of other carriers insuring happy customers in the Austin metropolitan area with nation carriers like Allstate, Progressive, Foremost, Encompass, and Travelers to name a few. We also offer health and medical coverage; life insurance; Medicare supplements for our customers over 65; a full line of employee benefits products including carriers such as Blue Cross and Blue shield of Texas; Humana; Mutual of Omaha; Aetna; United Healthcare just to name a few. For the business owners we complete our insurance offerings with an equally wide range of products and services to take care of the business owner.

Carter’s Insurance agency formed in 1976 has grown to become one of central Texas most exciting insurance agencies because we are here for our clients and customers. With modern technology we are an email or phone call away. Our goal from the very first day has been to provide the best insurance products from the best insurance carriers at affordable prices to our clients. We want the service you receive to exceed your expectations in every way.

Written by Eddie Carter, Managing Partner
Carter's Insurance Agency

Published July 9, 2021 

Austin Insurance Agent

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