Who is Carter's Insurance Agency?
Established in 1976, we are a family owned and operated independent insurance agency. We have happy customers from the Austin Metro to the coastal areas of Victoria over to San Antonio, Houston, and everywhere in between. Our corporate office is downtown Yoakum Texas.Today Carter's Insurance agency has multiple office locations and has grown to a staff of 10 employees and owners. We have expanded our carrier selection from just one carrier in 1976, to over 50 different carriers. This gives us the ability to find YOU the best deal. Why waste your time calling all over town requesting quotes? We do that for you! We shop the competition to find you the best coverage for your hard-earned dollars.
Why Choose an Independent Agency

More Choices
We are not tied to any one insurance carrier. Being Independent allows us to align with carriers best suited to meet our client needs. Our clients have the ultimate choice in coverage, policies and price.

Affordability
We have a wide selection of carriers and a wide selection of products and price. We can adapt to changing markets and always keep our clients covered with affordable insurance products.

Customization
More choices allow for better customization. We partner with you, to create coverage to meet your needs.

Knowledge and Expertise
Our staff is knowable and ready to help. No guesswork only 40+ years of experience to help guide you.

Concierge Service
With a strong commitment to excellence and a customer-first mentality, we consistently strive to provide an exceptional customer experience that sets us apart from the competition.

Long Term Relationships
We understand the importance of building strong, long-lasting relationships with our clients. We believe that this can only be achieved by consistently delivering high-quality products and services and by ensuring that our clients are always at the center of everything we do.
Our Preferred Carriers and Respected Associations










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We Are Client Centered
Whether you are looking for help protecting your home, your autos, your family or your assets, our personalized service focuses on your needs, wants, and long-term goals.
Our team has years of experience in the insurance industry. We can help you address your needs today and your needs for many years to come. We look forward to working with you and your family.
Words from our amazing Clients....
Charlotte Harris
Yoakum, Texas
November 11, 2022
⭐️⭐️⭐️⭐️⭐️
I got quotes from 6 different agencies for home and auto insurance and Carter's Insurance had the best prices and the best people working for them to answer all of my questions. I highly recommend Carter's Insurance. Ask for Luke Musser.
Christy Garrett
Yoakum, Texas
November 08, 2022
⭐️⭐️⭐️⭐️⭐️
Hailey Holland saved us over $1,200 by switching our auto and homeowners policies to Carters!! Thanks for the savings!!!!
Al Edwards
Yoakum, Texas
⭐️⭐️⭐️⭐️⭐️
Ms. Contreras was very helpful through the whole process of bundling all our insurance with H.P. Ins. We added a homeowners policy, updated our liability policy. Plus, added two new auto policies. By bundling we centralized under one carrier, got great rates, and saved a lot of money.
Thank you, Carter Ins. Agency.
Oscar Lipchak
Austin, Texas
⭐️⭐️⭐️⭐️⭐️
I have been with Carter's Insurance for around 11 years. I have used them throughout this many years for all my insurance needs, auto, home, etc. They have always been quick to reply to any questions or request for assistance with any issues that come up. Thank you for your patience and assistance and your personal touch through these years. I highly recommend them for any of your insurance needs.
John Sheeran
Round Rock, Texas
Chris and the gang at Carters Insurance Agency are hands down the best group I've ever dealt with! Their pricing is what initially drew me in, but over the years I've learned their true value is the customer service and attention to detail they provide! Claims are always handled immediately and they are quick to respond to any questions you may have. It's never fun to have to file a claim, but they sure make the experience simple to navigate! Thanks for all you do!!! ⭐️⭐️⭐️⭐️⭐️
Michael Hustead
Yoakum, Texas
⭐️⭐️⭐️⭐️⭐️
My policy rates are unbeatable! Thank you, Bobbie Garcia!
Annie Dragoo
Austin, Texas
We have been customers for 17 year. Carter’s customer service is outstanding. They have always taken time to explain our policy, answer our questions, and address our concerns. I cannot recommend them more highly.⭐️⭐️⭐️⭐️⭐️
Shane Phillips
Buda, Texas
We have been with this company since 2009. Our rep Chris Wilson has been nothing short of amazing every time we have needed them. It is the first insurance company I have ever felt important as a customer and not just a number. Oh and the best rates! ⭐️⭐️⭐️⭐️⭐️
Our Featured Services
Home and Auto Insurance
Coverage for your home, autos, condo, boats, ATVs and other personal lines is the heart of our agency. We take pride in helping families with their insurance needs.
Employee Benefits
Yes, we offer a full line of products for employers!
Farm and Ranch Insurance
Selling farm and ranch insurance is our specialty. We started our agency offering Hochheim Prairie Farm Mutual Insurance. Hochheim is Texas highest rated carrier for rural clients and farm and ranch coverage.
Business Insurance
As a fellow business owner, we understand your needs. We provide affordable coverage even for hard-to-place businesses.
Would you like to speak with one of our friendly agents to discuss your needs?
Give us a call us now | +1 (800) 905-9001
Facts about Carter's Insurance Agency
Call +1 (800) 905-9001 to find out what makes us better!
Happy Customers
Sold Policies
Hours Of Support
unique Insurance Companies
Our Team
Meet our Team. Our team has years of experience to help you find the right solution for your needs.

Eddie Carter
Managing Partner
Bobbie Garcia
Senior Insurance Consultant
Courtney Contreras
Insurance Consultant
Hailey Holland
Customer Service Professional
Luke Musser
Sales Consultant
Carroll Carter
Founding Partner
Ruth Carter
Founding PartnerOur Recent Blog Posts

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July 09, 2021Click For Our Blog
Our Mission

Our Mission
...to establish Carter's Insurance Agency as the premier provider of insurance products and services in the state of Texas. We seek to establish long term client relationships by maintaining our uncompromising principles of Honesty, Integrity and Dependability. It is with pride that we exceed our clients' expectations and build long term relationships. Everything we do will be to further this mission and succeed in fulfilling our customers' needs.

Our Plan
... to bring affordable top rated insurance products to our clients; to solve their insurance needs; to make buying insurance a positive experience.

Our Vision
... to see satisfied and happy customers. We want to earn your business every day. Your satisfaction is our goal. When you refer your family and friends, we know we have done our job.
Contact Us
We would love to hear from you.