Central Texas Top Rated Insurance Agency (800) 905-9001

Who is Carter's Insurance Agency?

Established in 1976, we are a family owned and operated independent insurance agency. We have happy customers from the Austin Metro to the coastal areas of Victoria over to San Antonio, Houston, and everywhere in between. Our corporate office is downtown Yoakum Texas.

Today Carter's Insurance agency has multiple office locations and has grown to a staff of 10 employees and owners. We have expanded our carrier selection from just one carrier in 1976, to over 50 different carriers. This gives us the ability to find YOU the best deal. Why waste your time calling all over town requesting quotes? We do that for you! We shop the competition to find you the best coverage for your hard-earned dollars.

Are you ready to find affordable insurance?
Are you tired of talking to a random person each time you call? We are here to help.
Click below for an instant home, auto or business quote. Real-time, live prices.

Get a Quote Now

We Are Client Centered

Whether you are looking for help protecting your your home, your autos, your family or your assets, our personalized service focuses on your needs, wants, and long-term goals.

Our team has years of experience in the insurance industry. We can help you address your needs today and your needs for many years to come. We look forward to working with you and your family.

Words from our amazing Clients....

Charlotte Harris

Yoakum, Texas

November 11, 2022

⭐️⭐️⭐️⭐️⭐️

I got quotes from 6 different agencies for home and auto insurance and Carter's Insurance had the best prices and the best people working for them to answer all of my questions. I highly recommend Carter's Insurance. Ask for Luke Musser.

Christy Garrett

Yoakum, Texas

November 08, 2022

⭐️⭐️⭐️⭐️⭐️

Hailey Holland saved us over $1,200 by switching our auto and homeowners policies to Carters!! Thanks for the savings!!!!

Al Edwards

Yoakum, Texas

⭐️⭐️⭐️⭐️⭐️

Ms. Contreras was very helpful through the whole process of bundling all our insurance with H.P. Ins. We added a homeowners policy, updated our liability policy. Plus, added two new auto policies. By bundling we centralized under one carrier, got great rates, and saved a lot of money. Thank you, Carter Ins. Agency.

Oscar Lipchak

Austin, Texas

⭐️⭐️⭐️⭐️⭐️

I have been with Carter's Insurance for around 11 years. I have used them throughout this many years for all my insurance needs, auto, home, etc. They have always been quick to reply to any questions or request for assistance with any issues that come up. Thank you for your patience and assistance and your personal touch through these years. I highly recommend them for any of your insurance needs.

John Sheeran

Round Rock, Texas

Chris and the gang at Carters Insurance Agency are hands down the best group I've ever dealt with! Their pricing is what initially drew me in, but over the years I've learned their true value is the customer service and attention to detail they provide! Claims are always handled immediately and they are quick to respond to any questions you may have. It's never fun to have to file a claim, but they sure make the experience simple to navigate! Thanks for all you do!!! ⭐️⭐️⭐️⭐️⭐️

Michael Hustead

Yoakum, Texas

⭐️⭐️⭐️⭐️⭐️

My policy rates are unbeatable! Thank you, Bobbie Garcia!

Annie Dragoo

Austin, Texas

We have been customers for 17 year. Carter’s customer service is outstanding. They have always taken time to explain our policy, answer our questions, and address our concerns. I cannot recommend them more highly.⭐️⭐️⭐️⭐️⭐️

Shane Phillips

Buda, Texas

We have been with this company since 2009. Our rep Chris Wilson has been nothing short of amazing every time we have needed them. It is the first insurance company I have ever felt important as a customer and not just a number. Oh and the best rates! ⭐️⭐️⭐️⭐️⭐️

Our Featured Services

Home and Auto Insurance

Coverage for your home, autos, condo, boats, ATV's and other personal lines is the heart of our agency. We take pride in helping families with their insurance needs.

Employee Benefits

Yes we offer a full line of products for employers!

Farm and Ranch Insurance

Selling farm and ranch insurance is our specialty. We started our agency offering Hochheim Prairie Farm Mutual Insurance. Hochheim is Texas highest rated carrier for rural clients and farm and ranch coverage.